Flipping Nest — Flip Calculator

FLIPPING NEST | Flip Calculator

Enter values in the yellow fields — results update live

Max Offer (70% Rule)

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Projected Net Profit

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Cash-on-Cash ROI

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Deal?

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All-In Cost % of ARV

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target ≤ 70–75%

Total Cash Needed

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Monthly Carry (incl. loan)

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Cash-Out at Refinance

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Deal Inputs

Property Address

Project Length (months)

ARV (After-Repair Value)

Purchase Price

Rehab Budget

Holding Costs (monthly)

Property Taxes / mo

Insurance / mo

Utilities / mo

HOA / mo

Other / mo

Fixed Holding / mo–

+ HML Loan Interest / mo–

Total Monthly Carry–

Buying Costs

Purchase Closing Costs (%)

Purchase Closing Costs ($)–

Financing — Hard Money (HML)

Down Payment (% of purchase)

HML Points %

HML Interest Rate (annual) %

HML Admin / Fees ($)

Interest Type

Partner / GAP Funding

Partner Funding ($)

GAP Points %

GAP Interest Rate %

GAP Equity Share?

GAP Equity %

Resale & Targets

Realtor Commissions (%)

Resale Closing Costs (%)

Minimum Profit (% of ARV)

MAO Target (% of ARV)

Cash-Out Refinance (hold option)

Appraised ARV (for refi)

Refinance LTV (% of appraisal)

Refinance Closing Costs (%)

Project Costs & Financing

Down Payment ($)–

HML Loan Amount–

Loan as % of ARV (check)–

HML Total Financing Fees–

Total Owed to Lender (payoff)–

Total Project Costs (base)–

All-In Cost–

Cash & Returns

Total Cash Needed–

Projected Net Profit–

Cash-on-Cash ROI–

Annualized ROI–

MAO — 70% Rule–

MAO — Custom %–

⚠ All-in cost is above your MAO target — you're paying over the safety line.

Cash-Out Refinance Results

New Refinance Loan–

Less: Payoff (HML + Partner)–

Less: Refi Closing Costs–

Net Cash Out at Refi–

Cash Left in Deal After Refi–

Refinance lets you keep & rent the home — pull cash out tax-free and pay off the hard money. Negative "cash left" means you recovered all your cash plus extra.

Resale Sensitivity

Resale Price	Net After Costs	Profit

Highlighted row is your base case at ARV.

Yellow = your inputs Green = key results Gold = deal verdict / refinance